Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
PAUL NOLAN CPA
14931 Laguna Drive • Fort Myers, FL • 33908-2164
Phone: 239-454-2820 • Fax: 239-454-2821
• paulnolan@email.com

Paul F. Nolan is a registered representative licensed to transact busines with clients in Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, New York, Ohio, Oregon, Tennessee, and Vermont, and advisory licensed in Connecticut, Florida, Georgia, Illinois, Maryland, New York, Ohio, Oregon, Tennessee, and Vermont. He is also insurance licensed in Florida. The Paul Nolan CPA Firm is not a registered broker/dealer or independent investment advisory firm. David E. Barron is a registered representative licensed in Florida only, and does not hold advisory or insurance licenses. If you are not a resident of one of the states noted above, all investment-related information on this site is for informational purposes and does not constitute a solicitation or offer to sell securities or insurance services over the internet.

Securities offered through H. D. Vest Investment Services SM. Member SIPC. Advisory services offered through H. D. Vest Advisory Services SM.

Investments & insurance products are not insured by the FDIC or any federal government agency,  are not deposits of or guaranteed by the bank or any bank affiliate, and may lose value.